AUTHORIZE.NET

How do i get there ?

Log into your Authorize.Net gateway account. From the home screen, click on "Account" in the upper right-hand corner. This will take you to the "Settings" page. Scroll to the bottom and you will see " Time Zone " on the bottom right-hand side of the page under "Business Settings". 

Update the Time Zone

Click on the "Time Zone" link and you will see a dropdown box to select your current time zone. Select the appropriate time zone and then click on the "Submit" button

System Response

You will see the following message: "System Time Zone setting has been successfully applied".

Return to Settings 

To return to the Settings page, click on the "Return to Settings" link. 

How do I get there?
Log into your Authorize.Net gateway account. From the home screen, click on "Account" in the upper right-hand corner. This will take you to the "Settings" page. Scroll to the bottom and you will see "Transaction Cut-Off Time" on the bottom left-hand side of the page under "Business Settings".

Update the Transaction Cut-Off Time
Important: Velocity Processing recommends that you select a transaction cut-off date no later than 7:30 PM EST to ensure that you receive your deposit on the next business day (i.e., next day funding).

The existing transaction cut-off time will be displayed in the middle of the page. At the bottom of the page, there are dropdowns for "Hour", "Minute", and "AM/PM". Click on each of these boxes to select the new transaction cut-off time. After selecting the new transaction cut-off time, click on the "Submit" button.

System Response
You will see the following message: "Cut-Off Time setting has been successfully applied."

Return to Settings
To return to the Settings page, click on the "Return to Settings" link.

How do I get there?
Log into your Authorize.Net gateway account. From the home screen, click on "Account" in the upper right-hand corner. This will take you to the "Settings" page. Scroll to the bottom and you will see "Enhanced Card Code Verification" on the bottom left-hand side of the page under "Security Settings".

Update the Enhanced Card Code Verification options
Important: Velocity Processing recommends that you select "Authorize And Hold For Review" for all four (4) scenarios. This will allow transactions to be approved, despite the card code verification issues, and you can approve or decline them upon review. Each business has different operational needs and risk tolerances, so your settings may vary from our recommendations. Please contact our office or Authorize.Net customer support if you need additional assistance regarding the enhanced card code verification settings.

Authorize.Net provides a comprehensive explanation of the card code verification settings. View Authorize.Net's detailed article What Is Card Code Verification? for more information. After selecting the appropriate settings, click on the "Save" button.

System Response
You will be redirected to the "Fraud Detection Suite" page. This is an advanced feature that requires technical knowledge. For more information or guidance on the Fraud Detection Suite, contact Authorize.Net technical support.

Return to Settings
To return to the Settings page, click on "Account" in the upper right-hand corner. This will take you back to the "Settings" page.

How do I get there?
Log into your Authorize.Net gateway account. From the home screen, click on "Account" in the upper right-hand corner. This will take you to the "Settings" page. Scroll to the bottom and you will see "Enhanced Address Verification Service" on the bottom right-hand side of the page under "Security Settings".

Update the Enhanced Address Verification Service options
Important: Velocity Processing recommends that you select "Authorize And Hold For Review" for all six (6) scenarios under "General AVS Responses and the first four (4) scenarios under Address and ZIP Code Responses. The last scenario under Address and ZIP Code Responses can be set to "Allow", as most transactions are processed with a 5-digit zip code in lieu of a 9-digit zip code. This will allow transactions to be approved, despite the address verification response issues, and you can approve or decline them upon review. Each business has different operational needs and risk tolerances, so your settings may vary from our recommendations. Please contact our office or Authorize.Net customer support if you need additional assistance regarding the enhanced card code verification settings.

Authorize.Net provides a comprehensive explanation of the card code verification settings. View Authorize. Net's detailed article How do I use the Address Verification Service (AVS)? What settings should I configure? for more information. After selecting the appropriate settings, click on the "Save" button.

System Response
You will be redirected to the "Fraud Detection Suite" page. This is an advanced feature that requires technical knowledge. For more information or guidance on the Fraud Detection Suite, contact Authorize.Net technical support.

Return to Settings
To return to the Settings page, click on "Account" in the upper right-hand corner. This will take you back to the "Settings" page.

How do I get there?
Log into your Authorize.Net gateway account. From the home screen, click on "Account" in the upper right-hand corner. This will take you to the "Settings" page. Scroll to the bottom and you will see "Test Mode" on the bottom left-hand side of the page under "Security Settings".

Update the Test Mode option
Important: Please read the Test Mode Warning in the section above to ensure that you understand how the Test Mode affects your gateway account.

When you are ready, click on the slide button to activate "Live" mode. Authorize.Net provides a comprehensive explanation of the test mode setting. View Authorize.Net's detailed article What Is Test Mode and How Do I Turn It off and On? for more information. Unlike most of the other settings, there is no "Save" button.

System Response
The slide bar will indicate whether your account is in Test or Live mode. If the account is in Test mode, you will see an orange bar across the top of your screen indicating that Your account is in TEST MODE. For more information or guidance on Test Mode, contact Authorize.Net technical support.

Return to Settings
To return to the Settings page, click on "Account" in the upper right-hand corner. This will take you back to the "Settings" page.

How do I get there?
Log into your Authorize.Net gateway account. From the home screen, click on "Account" in the upper right-hand corner. This will take you to the "Settings" page. Scroll to the bottom and you will see "API Credentials & Keys" on the bottom right-hand side of the page under "Security Settings".

Update the Test Mode option
Important: Please familiarize yourself with the functionality of API Credentials & Keys before using them in a live environment.

When you are ready, you can create your API Login ID and keys. Authorize.Net provides a comprehensive explanation of the test mode setting. View Authorize.Net's detailed article How do I obtain my API Login ID and Transaction Key? for more information.

System Response
Once you create your API Login ID & keys, the system will confirm that it has been created successfully. For more information or guidance on API Credentials & Keys, contact Authorize.Net technical support.

Return to Settings
To return to the Settings page, click on "Account" in the upper right-hand corner. This will take you back to the "Settings" page.

How do I get there?
Log into your Authorize.Net gateway account. From the home screen, click on "Account" in the upper right-hand corner, then click on "User Administration on the dfar left-hand side of the page. This will take you to the "User Administration" page. The first user listed will be the Account Owner. Just above the "Name" column heading, you can click on the "Add User" link to add additional users. The user roles are:

Account Owner
An Account Owner is the top level user, has irrevocable access to all features of the Merchant Interface, and manages all other user accounts. Only an Account Owner can create another Account Owner.

Account Administrator
By default, an Account Administrator has all Merchant Interface permissions except for the ability to enable or disable payment gateway services or manage Account Owner user accounts.

Transaction Manager
By default, a Transaction Manager can perform all transaction processing functions in the Merchant Interface.

Account Analyst
By default, an Account Analyst can only view and download Merchant Interface statements and reports.

Account Contact
An Account Contact does not have access to the Merchant Interface and is created solely to receive account notification e-mails.

When you are ready, you can add, modify, and delete users - each with their unique role and set of permissions. Authorize.Net provides a comprehensive explanation of user roles. View Authorize.Net's detailed article What are the different User Roles in the Merchant Interface? for more information.

Return to Settings
To return to the Settings page, click on "Account" in the upper right-hand corner. This will take you back to the "Settings" page.