Since 1996, Authorize.Net (now a wholly owned subsidiary of Visa) has been providing state-of-the-art tools for accepting credit cards, debit cards, and electronic checks. More than 1 billion transactions and $149 billion in payments are processed through their platform every year.
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Authorize.Net defaults their accounts to Test Mode. This enables you to run transactions in a test environment, confirm your connection to the payment gateway, and view how the system reacts to your settings.
You MUST change the Test Mode settings from "Test" to "Live" to process real transactions. Transactions submitted while the account is in Test mode are NOT actually processed.
Instructions for updating the test mode settings can be found below in the Account Configuration Guide section.
You should change the test mode setting to "Live" after you have reviewed the Account Configuration Guide below, updated your account settings, and tested your API credentials, if applicable.
Velocity Processing is a registered Independent Sales Organization (ISO) / Member Service Provider (MSP) of Elavon, Inc. Georgia, a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN. Elavon has been processing electronic payments for 37 years and maintains an "A+" rating with the Better Business Bureau.