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NEXT DAY FUNDING
Most processors deposit funds in 48 hours and set early cutoff times to intentionally delay deposits. Velocity Processing will deposit all funds (Visa, MasterCard, American Express, and Discover) into your account on the next business day. Requires transaction settlements by 10:00 PM EST and AMEX Opt Blue.
NEXT DAY FUNDING TIMELINE
NEXT DAY FUNDING REQUIREMENTS
SETTLEMENT TIMES
SETTLEMENT TIMES
SETTLEMENT TIMES
Transactions must be settled and received by our system no later than 10:00 PM Eastern Standard Time (EST).
AMERICAN EXPRESS
SETTLEMENT TIMES
SETTLEMENT TIMES
American Express OptBlue is required for next day funding on American Express transactions.
EXCLUSIONS
BATCH REVIEWS
BATCH REVIEWS
The Federal Reserve does not move money on weekends or national holidays. See below for a list of the national holidays.
BATCH REVIEWS
BATCH REVIEWS
BATCH REVIEWS
On very rare occasions, a batch may be systematically held for review. Reviews are conducted very quickly and performed to protect your organization.
NATIONAL HOLIDAYS (2022)
New Year's Day will be Saturday, January 1, 2022.
Martin Luther King Jr. Day will be Monday, January 17, 2022.
Washington's Birthday will be Monday, February 21, 2022.
No National Holidays Observed.
Good Friday will be Friday, April 15, 2022.
Memorial Day will be Monday, May 30, 2022.
No National Holidays Observed.
Independence Day will be Monday, July 4, 2022.
No National Holidays Observed.
Labor Day will be Monday, September 5, 2022.
No National Holidays Observed.
Veterans Day will be Friday, November 11, 2022.
Thanksgiving will be Thursday, November 24, 2022.
Christmas Day will be Sunday, December 25, 2022.
New Year's Eve will be Saturday, December 31, 2022.
Velocity Processing is a registered Independent Sales Organization (ISO) / Member Service Provider (MSP) of Elavon, Inc. Georgia, a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN. Elavon has been processing electronic payments for 32 years and maintains an "A+" rating with the Better Business Bureau.
"Visa", "MasterCard", "American Express", "Discover", "OptBlue", "Apple Pay", "VeriFone", "ARB", "CIM", "PulsePoint", "Global Learning Lab", and "CardX" are trademarks and/or service marks of their respective owners.
COPYRIGHT© 2008-2023 : VELOCITY PROCESSING, LLC