|Apple Pay is the most widely used form of near-field communication (NFC) in the payments industry. With NFC, you can use your mobile device to securely store your debit and credit cards to make payments without ever touching your wallet.||With the adoption of NFC, stores are providing gift and loyalty card in digital format as an alternative to plastic cards. To make a payment, you can access the digital card from your mobile wallet or through an app.||The next generation of mobile payments is wearables. With a device such as an Apple watch, a payment can made through the wearable device. The technology continues to use NFC and opens the door to additional payment methods.