Average Transaction Impact

The objective of the following table is to show the inverse relationship between the effective rate and the average transaction amount. The sample rate and sample authorization fee are used for empirical purposes only and do not reflect the complete list of parameters used in pricing model. The lower the average ticket, the higher the impact of the authorization fee on the effective rate.

Effective Rate [Transaction] = (Rate * Transaction) + Authorization Fee

Avg TransactionSample Rate %Discount FeeSample Auth FeeTotal FeeEffective Rate %
$10,000.003.00%$300.00$0.25$300.253.00%
$5,000.003.00%$150.00$0.25$150.253.01%
$2,500.003.00%$75.00$0.25$75.253.01%
$1,000.003.00%$30.00$0.25$30.253.03%
$500.003.00%$15.00$0.25$15.253.05%
$250.003.00%$7.50$0.25$7.753.10%
$100.003.00%$3.00$0.25$3.253.25%
$75.003.00%$2.25$0.25$2.503.33%
$50.003.00%$1.50$0.25$1.753.50%
$49.003.00%$1.47$0.25$1.723.51%
$48.003.00%$1.44$0.25$1.693.52%
$47.003.00%$1.41$0.25$1.663.53%
$46.003.00%$1.38$0.25$1.633.54%
$45.003.00%$1.35$0.25$1.603.56%
$44.003.00%$1.32$0.25$1.573.57%
$43.003.00%$1.29$0.25$1.543.58%
$42.003.00%$1.26$0.25$1.513.60%
$41.003.00%$1.23$0.25$1.483.61%
$40.003.00%$1.20$0.25$1.453.63%
$39.003.00%$1.17$0.25$1.423.64%
$38.003.00%$1.14$0.25$1.393.66%
$37.003.00%$1.11$0.25$1.363.68%
$36.003.00%$1.08$0.25$1.333.69%
$35.003.00%$1.05$0.25$1.303.71%
$34.003.00%$1.02$0.25$1.273.74%
$33.003.00%$0.99$0.25$1.243.76%
$32.003.00%$0.96$0.25$1.213.78%
$31.003.00%$0.93$0.25$1.183.81%
$30.003.00%$0.90$0.25$1.153.83%
$29.003.00%$0.87$0.25$1.123.86%
$28.003.00%$0.84$0.25$1.093.89%
$27.003.00%$0.81$0.25$1.063.93%
$26.003.00%$0.78$0.25$1.033.96%
$25.003.00%$0.75$0.25$1.004.00%
$24.003.00%$0.72$0.25$0.974.04%
$23.003.00%$0.69$0.25$0.944.09%
$22.003.00%$0.66$0.25$0.914.14%
$21.003.00%$0.63$0.25$0.884.19%
$20.003.00%$0.60$0.25$0.854.25%
$19.003.00%$0.57$0.25$0.824.32%
$18.003.00%$0.54$0.25$0.794.39%
$17.003.00%$0.51$0.25$0.764.47%
$16.003.00%$0.48$0.25$0.734.56%
$15.003.00%$0.45$0.25$0.704.67%
$14.003.00%$0.42$0.25$0.674.79%
$13.003.00%$0.39$0.25$0.644.92%
$12.003.00%$0.36$0.25$0.615.08%
$11.003.00%$0.33$0.25$0.585.27%
$10.003.00%$0.30$0.25$0.555.50%
$9.003.00%$0.27$0.25$0.525.78%
$8.003.00%$0.24$0.25$0.496.13%
$7.003.00%$0.21$0.25$0.466.57%
$6.003.00%$0.18$0.25$0.437.17%
$5.003.00%$0.15$0.25$0.408.00%
$4.003.00%$0.12$0.25$0.379.25%
$3.003.00%$0.09$0.25$0.3411.33%
$2.003.00%$0.06$0.25$0.3115.50%
$1.003.00%$0.03$0.25$0.2828.00%
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